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About

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About Me

Native Floridian. Live in Sarasota & Manatee County for over 30 years, Graduated from Venice High School. Attended University of Florida and Kaiser Tennessee. Associates Degree Business Administration. Banking & Household Loans since 1990. Mortgages since 2016 and Insurance Broker since 2005

One Daughter, 17 years old – We live in NW Bradenton

Community Involvement: Supporter of Downtown Ministries, Supporter of CareNet, SPAN Member, AIME Member, FAMP Member. RASM Member, PIA Member, WRC Member, 2016 & 2017 Secretary and 2017 Volunteer of the Year with East Manatee Eco Rotary. Certified Lender with Manatee County. Certified Lender with City of St. Petersburg

2015 & 2017, 2018, 5 Star Insurance Professional

2019, 2020, 2021 Top 1% of Mortgage Brokers – United Wholesale Mortgage

2021 Recipient of Rising Star Mortgage Loan Officer Sarasota/Manatee

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Our Agents

Kristen Lewis

Agent

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James O'Neil

Agent

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Nataliya Stepulev

Agent

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See What We Can Offer You

Let our trained team get you into the best mortgage you could imagine

Home Purchase
Home Refinance

What people say

So glad that we chose Melissa Lilly to broker a refinance for us! She found a great conventional mortgage option that allowed us to ditch the FHA loan that had PMI for the life of the term. From start to finish, the process was painless and Melissa's communication was speedy and clear through to the closing. A big thank you from our family!
Robert Hunt
Melissa and Kerry just helped us refinance our home. They made the process absolutely seamless, quick and easy! They communicated everything with us clearly and couldn't have made it any better. I highly recommend them! Thank you
Danielle Dustman
Working with Melissa for a home loan simplified and organized the process for us. She was accessible, professional, time efficient and supportive during the entire process. We would highly recommend her to our friends and family!
Amber Ward
If I could give 1000 stars I would. Melissa made the buying process for our home and insurance in Florida a pleasant experience! Melissa went above and beyond to make sure we had all the answers and quickly. Coming from the East Coast to Florida was a life changing experience that she made all that much easier! THANK YOU!
Wendy Mastripolito
Melissa Lilly from Core is very professional and gets back to you right away! I highly recommend her
Joe Riggio
Melissa Lilly is a great source of knowledge on Mortgages. I recommend you bring her on as the first action step towards buying a home, refinancing,
Cheeky Campaigns
I've reached out to numeous agents for my clients to obtain insurance quotes. Melissa is quick to respond and very competitive. A pleasure to deal with!
Marsha WinegardenRealtor
I haven’t had the opportunity to work directly with Melissa yet but I do know her to be a very caring, compassionate and organized person. She undoubtably will go above and beyond to make sure her customers get provided the best service and trust in her.
Tina Clements
We were very pleased with Melissa and Kerry’s services - they went above and beyond to help us get our mortgage at an excellent rate and close on our house in a timely fashion. Highly recommend!!!
Marlene Kurban
Superior service, professional from start to finish! I recommend Melissa 110%! She goes above and beyond to help!
ROBIN PALMER

We work with clients from all over Florida. Get in touch with us!
Core Financial Inc NMLS 252580

Providing Loan Solutions in all Florida Counties

We work with clients from all over Florida. Get in touch with us!

Core Financial Inc
NMLS 252580

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Melissa Lilly

Kerry Moen

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